There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
How do I fix a declined Visa gift card?
To solve this problem, register your card with the issuing bank making sure the name and address linked to the account are current. If you’re not sure how to do that, look at the back of your gift card. You should find a website address or a telephone number to call for customer service.8 мая 2020 г.
Why can’t I use Visa gift card online?
Visa Gift Card Should be Registered
To make it harder to use a stolen credit card online, many websites use a procedure called Address Verification System (AVS) to ensure the card number being used for payment matches the billing address on file with the bank.3 мая 2020 г.
What places do not accept Visa gift cards?
nearly everywhere. There are literally millions of merchants worldwide who will accept the Visa debit card. The only locations that will not accept the card are online gambling sites, PayPal, money wire transfer services (like Western Union), and adult websites. It cannot be used for recurring bill payment.
Do Visa gift cards decrease in value?
Gift cards can lose value if inactive for a year and state laws allow, but not always. … Bank-issued gift cards such as Visa gift cards may start to lose value via monthly service fees after a year of inactivity. Promotional gift cards may lose value or expire completely in an even shorter period of time.
How long does it take for a visa gift card to activate?
What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.
What do you do if your gift card doesn’t work?
10 Things to Do When Your Gift Card has No Value
- Show Card to the Cashier. …
- Ask What the Error Message Is. …
- Ask For the Manager. …
- Check the PIN. …
- Make Sure the Gift Card is Activated. …
- Ask for the Balance and Transaction History. …
- Contact Customer Service. …
- Contact the Card Issuer.
How do I activate my Visa gift card online?
Activating Your Card Online. Visit the activation link listed on the sticker on front of your card. If you don’t feel like making a phone call, you can usually activate your gift card online. There should be an activation link listed either on back of your card or on the sticker on the front of your card.
Why is my card being declined online when I have money?
The payment amount exceeds your daily spending limit. The payment is larger than the maximum transaction allowed for your account. Your debit card has been locked by your issuing institution.
How do I use a Visa Vanilla gift card online?
- Make sure the balance of the Vanilla Gift Card is more than the entire cost of the purchase, including taxes. …
- Select ‘Credit’ or ‘Debit’ as the payment method (Do not select ‘Gift Card’)
- In the Payment Method section, enter the card information as you would a credit or debit card.
How much is a $50 Visa gift card?
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What is the fee for a $500 Visa gift card?
Do All Visa Gift Cards Have A Fee
Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee. Gift card values from $250.00 to $349.99 have a $5.95 fee.
How much money can you put on a prepaid Visa card?
The daily spending limit for the Netspend Prepaid Visa is $4,999, and the daily ATM limit is $940. Plus, you can load up to $7,500 in cash in a day.
Can you cancel a visa gift card if lost?
If the lost Visa gift card has been used (even partially), then it will be up to the gift card provider to decide if a replacement gift card for the remaining balance will be offered. … If the lost gift card has not been used, the gift card provider can cancel and replace the lost gift card.
Do Visa gift cards need to be activated?
Do I need to activate my Visa Gift card? … Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.
How do I cancel a pending visa gift card?
To stop a fraudulent pending transaction, you’ll want to call the number on the back of your prepaid debit card immediately and listen for a phone option to report a lost or stolen card or report fraudulent transactions.24 мая 2020 г.